ABS & RMBS Loan Servicer Due Diligence

Australia Ratings offers independent and customised due diligence services on asset-backed related originator loan servicers.

When arranging and selling a residential mortgage-backed security (RMBS) or asset-backed security (ABS), an independent entity performing due diligence on the loan servicer provides third party assurance to arrangers, underwriters, and investors on the viability and credibility of the loan underwriting and servicing and the asset-backed portfolio.

Due diligence services we offer include:

  • Review of the originator’s underwriting criteria and comparing this to actual loans underwritten
  • Review the loan portfolio data against the loan file
  • Review of the loan portfolio and the transaction’s eligibility criteria
  • Review of the operational, technical and staffing structure of the Loan Servicer in order to assess the loan servicing capabilities in areas of new loan underwriting, collections, delinquencies, recoveries, charge-offs, and foreclosures.

Contact us for more information about our loan servicer due diligence services.


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